Despite enjoying living without a functioning car, we came to the conclusion over the weekend that one was desirable. Neither of us was super eager to up and move to Rockville, and transit options were pretty awful for Joe staying where we are (90 minutes each way if all the connections worked out). Plus, it kind of sucks not to have a car. ZipCar has been useful, and Amtrak for NJ trips, but late night trips to the store and grabbing weekend dinner at Afghan Restaurant and lots of other little things we couldn't do made it not so fun.
I had a panic attack Sunday about the costs, but once we sat down and actually looked at the numbers, it became clear just how much better two paychecks are than one, at least in the short term. We can have our not-very-old Camry or Accord or the like, pay down debts, and build savings. We probably can't quickly build a huge house downpayment in the near term, but I hope we'll have one before the market turns back up.
Mostly, though, sitting down and talking about our money was only partly about feeling better about the money and turned out to be much more an exercise about feeling really secure about our relationship and that we were going to do things together in this life.
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